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Tax Effects from Refinancing…

Have you considered refinancing recently, or have you completed a refinancing agreement over the last fiscal year?  If you have, you may want to consult your CPA or tax advisor to make sure you understand how the new agreement will affect your tax status. When you purchase a home, you usually qualify to deduct the...

How Much Home Can You Afford: A Quick Guide to Debt-To-Income Ratios

How Much Can You Afford? Buying a home is truly one of the largest purchases you will make in your lifetime.  You should have a firm grasp on the process, and consult experts along the way to make sure you understand everything.  When it comes to mortgage lending, and move forward in your purchase, you...

It’s Time to Take Advantage of Low Interest Rates

We are currently in a time of historically low interest rates, and the Federal Reserve has promised to maintain low interest rates through 2013.   With this information in mind, how do you go about taking advantage of these low rates?  What can you do as a buyer to benefit from the relative low cost of...

Looking Forward to March in Charleston!

Charleston is a wonderful community to call home.  The area is truly great year round, but the springtime is hard to beat.  It is hard to believe we are approaching March.  Here is a quick roundup of what is going on locally to remind you why Charleston is a a great place to live and...

Buying a Newly Constructed Home? Here Are Some Thoughts…

If you are moving closer to the decision to purchase a newly constructed home instead of buying a previously owned home, then you should know what you will be getting into.  When you purchase a new home, you may have more oversight and control in regards to the materials used and the housing systems installed,...

South Carolina Expected to Get $25M from Mortgage Deal

The recent mortgage deal has everyone talking.   However, it has been hard to distinguish how this new deal will affect South Carolina residents.  Here is a great article from the Post and Courier that documents the deal’s impact on the state: South Carolina will get almost $34 million from a $25 billion pot of...

5 Tips for First-Time Homebuyers

When it comes to purchasing a home, the process can seem confusing at first and a little overwhelming.   If you are a first-time homebuyer, chances are you may be more stressed as well as prone to making more mistakes, simply because you are new to the process.  Missing steps or details can be costly and...

Update on Mortgage Rates

Mortgage rates have remained remarkably low through the first part of this year. The rates have been kept low to continue to help indebted homeowners refinance their mortgages at lower rates to improve their monthly financial obligations.  These low rates continue to make buying a home an appealing option for many in the US.  Here...

Update on Home Sales & Housing Market!

When you are analyzing an investment, it is always a good idea to look into the broader market conditions.  No matter if you are buying or selling real estate,  it’s always a good idea to stay on top of market conditions to ensure you are assessing value appropriately.  Here’s an update on the broader US...

To Rent or To Own…That is the Question

It can be  difficult for many of us to understand when it behooves us to rent or buy a residence.  Advantages and disadvantages are present in both scenarios, and it is hard to decipher sometimes what is your best option.  To make the right decision, you really have to look at each individual scenario.  Nevertheless,...

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